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Payment Options

Federal Loans:


Federal PLUS Loan

Through this program, parents of dependent undergraduate students may borrow up to the total cost of education, less any financial aid received. Graduate and professional students are also eligible to borrow under this program. Parents of Dependent undergraduate students can apply for the Parent PLUS Loan at www.studentloans.gov with their social security number and FSA ID.

Private Student Loans:

Before applying for private student loans, undergraduate and graduate students should have filed a FAFSA at www.fafsa.gov. Make sure to maximize your federal and state aid options before applying for additional loans. Borrowers and co-signers should review and compare information about interest rates, fees, loan terms and repayment terms. Interest rates are often determined by the credit history of borrower and/or co-signer. During the application process, selecting options such as in-school deferment and repayment schedule can directly affect interest rates. For specific questions, please contact the lenders directly.

A list of lenders can be found at www.elmselect.com.

** New Jersey residents – you may be eligible for a NJ Class Loan. More information can be viewed at www.hesaa.org/njclass

Interest Free Monthly Payment Plans:

Tuition Management Systems offers interest free monthly payment plans. Additional information about payment plans can be found at albright.afford.com.